Author: John

401k withdrawal rules

You can rollover an IRA from one account to another at any time, but if you are a victim of a corporate layoff, or considering changing jobs or about to retire and you are thinking of rolling over or contemplating…

401k Penalty Free Withdrawal

Many aspects of a particular 401k plan are governed by plan-specific rules. You should contact your plan administrator for particular rules specific to your plan. Generally speaking, the IRS imposes a 10% penalty for withdrawals from 401k plans for taxpayers…

401k Rollover

Now that you have decided that you should roll over your 401k and you further decided either to hire some one to help you or to do it your self, so what are the practical steps that you should take…

SEP IRA

Many high-income self employed professionals such as doctors and lawyers are often faced with the problem of saving enough for retirement. Because of their high income, many of these professionals would like a retirement savings plan that would allow them…

SEP, 401k and Roth IRA contributions

I contribute in a 401K and my husband to SEP IRA; do we still qualify for Roth IRA? We meet the income limit and file jointly. Answer According to the IRS, contributions to a Roth IRA are not affected by…

Roth IRA Eligibility

2011 Roth IRA Income Limits Effect of Modified AGI on Roth IRA contributions in 2011: A Roth IRA is a great vehicle to save for retirement, however, there are income limits that might affect your eligibility for a Roth IRA…

Retirement Questions

Below are some common retirement questions that are often asked. Click on the topic for the answer. 401k Loans I have funds in an employer’s 401k retirement account. I want to be able to take a loan against the 401k…

Retirement Planning

As the baby boom generation enters into retirement, retirement planning is suddenly a major topic of discussion among those at or nearing retirement and even those who are many years away from retirement. Retirement planning poses different challenges to each…

Registered Investment Advisors

Registered Investment Advisors: Those can work at full service brokerage firms and hence are to be considered the same as brokers. There are those who are independent and are basically in the business of providing advice. They will work at…

Privacy Policy

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